USDA Rural Development

The United States Department of Agriculture Rural Development offers a Single Family Housing Guaranteed mortgage. This loan program is designed to provide a mortgage financing option for low- and moderate-income households wanting to purchase a home in eligible rural areas. With no restrictions on previous home ownership, it is not limited to first-time homebuyers.

USDA RD loans are insured by the U.S. government and have an option for 100% financing, which means there is no down payment requirement. There is even an option to roll closing costs into the loan amount if the home appraises higher than the sales price.

For more information, visit the USDA Rural Development eligibility website(link is external).

To determine if your income meets USDA guidelines or if the property you are looking to buy is in an eligible area, please contact a Bank SNB mortgage loan officer.

Senior Vice President, Mortgage Loan Officer
NMLS #
663412
Oklahoma City and Edmond Areas
405.427.4000
Vice President, Mortgage Loan Officer
NMLS #
210604
Tulsa Area
918.523.3600
Vice President, Mortgage Loan Officer
NMLS #
1019199
Stillwater Area
405.372.2234
Vice President, Mortgage Loan Officer
NMLS #
663438
Oklahoma City and Edmond Areas
405.427.4000
Mortgage Loan Officer
NMLS #
1253940
Stillwater Area
405.372.2234
Senior Vice President, Mortgage Sales Manager
NMLS #
595241
All Texas Markets
512.314.6700
Vice President, Mortgage Loan Officer
NMLS #
1056532
San Antonio
210.442.6143
Vice President, Mortgage Loan Officer
NMLS #
641933
Wichita and Hutchinson Areas
316.315.1600
Vice President, Mortgage Loan Officer
NMLS #
1267440
All Colorado Markets
303.754.5384