In addition to popular secondary market mortgage loan programs, Bank SNB also offers several in-house loan options for borrowers that might not be able to qualify for a traditional mortgage loan. These specialty loan programs offer more flexible underwriting guidelines and competitive rates.
Affordable Mortgage Loan Program
This loan program is designed for low- to moderate-income borrowers or for borrowers buying a home in a HUD-designated low- to moderate-income census tract. We offer both fixed-rate and adjustable-rate options, with low down payment requirements.
Healthcare Professional Mortgage Loan Program
This loan program is designed for physicians and other professionals in the healthcare industry. Bank SNB has been committed to the healthcare industry for over 40 years, and our experienced team of bankers understands the complex nature of the business. We offer both fixed-rate and adjustable-rate options for loan amounts up to $1,000,000.
Doctor Home Loan Program
This program is designed for licensed medical physicians (MD or DO) and is intended to make homeownership more attainable for both resident physicians and established physicians who might not qualify under traditional underwriting guidelines. We offer adjustable-rate options with low down payment requirements for loan amounts up to $3,000,000"
Premier Mortgage Loan Program
This loan program is designed for high-income/high-net-worth borrowers who might not be able to qualify under traditional underwriting guidelines. We offer both fixed-rate and adjustable-rate options for loan amounts of $250,000 up to $3,000,000.
Whether you are considering purchasing a new home or deciding if it’s the right time to refinance, use our calculators to help you make your decision. Explore our helpful resources to answer many of your mortgage questions, or talk with one of our loan officers to determine the mortgage that’s right for you.