Specialty Loan Programs

In addition to popular secondary market mortgage loan programs, Bank SNB also offers several in-house loan options for borrowers that might not be able to qualify for a traditional mortgage loan. These specialty loan programs offer more flexible underwriting guidelines and competitive rates.

Affordable Mortgage Loan Program
This loan program is designed for low- to moderate-income borrowers or for borrowers buying a home in a HUD-designated low- to moderate-income census tract. We offer both fixed-rate and adjustable-rate options, with low down payment requirements.

Healthcare Professional Mortgage Loan Program
This loan program is designed for physicians and other professionals in the healthcare industry. Bank SNB has been committed to the healthcare industry for over 40 years, and our experienced team of bankers understands the complex nature of the business. We offer both fixed-rate and adjustable-rate options for loan amounts up to $1,000,000.

Doctor Home Loan Program
This program is designed for licensed medical physicians (MD or DO) and is intended to make homeownership more attainable for both resident physicians and established physicians who might not qualify under traditional underwriting guidelines. We offer adjustable-rate options with low down payment requirements for loan amounts up to $3,000,000"

Premier Mortgage Loan Program
This loan program is designed for high-income/high-net-worth borrowers who might not be able to qualify under traditional underwriting guidelines. We offer both fixed-rate and adjustable-rate options for loan amounts of $250,000 up to $3,000,000.

Whether you are considering purchasing a new home or deciding if it’s the right time to refinance, use our calculators to help you make your decision. Explore our helpful resources to answer many of your mortgage questions, or talk with one of our loan officers to determine the mortgage that’s right for you. 

Senior Vice President, Mortgage Loan Officer
NMLS #
663412
Oklahoma City and Edmond Areas
405.427.4000
Vice President, Mortgage Loan Officer
NMLS #
210604
Tulsa Area
918.523.3600
Vice President, Mortgage Loan Officer
NMLS #
1019199
Stillwater Area
405.372.2234
Vice President, Mortgage Loan Officer
NMLS #
663438
Oklahoma City and Edmond Areas
405.427.4000
Mortgage Loan Officer
NMLS #
1253940
Stillwater Area
405.372.2234
Senior Vice President, Mortgage Sales Manager
NMLS #
595241
All Texas Markets
512.314.6700
Vice President, Mortgage Loan Officer
NMLS #
1056532
San Antonio
210.442.6143
Vice President, Mortgage Loan Officer
NMLS #
641933
Wichita and Hutchinson Areas
316.315.1600
Vice President, Mortgage Loan Officer
NMLS #
1267440
All Colorado Markets
303.754.5384