Home Mortgages

At Bank SNB, we’re committed to helping your dream of home ownership become a reality. With our mortgage team, you get expert advice, competitive rates and customized solutions from people who live where you live. Our experienced mortgage professionals do everything in-house and take care of all the details. Plus, your payments don’t go to some mystery location across the country. You can make your payments locally with bankers you know and trust.

Explore our helpful resources to answer many of your mortgage questions, or talk with one of our loan officers to determine the mortgage that’s right for you.

The interest rates, annual percentage rates and points shown below are subject to change without notice. Click on the rate link below to obtain additional information.

Conventional Financing

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

15 Year Fixed Rate

Projected Payment Schedule

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in OK and is within Oklahoma county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.125% interest rate, the APR for this loan type is 3.185%. The payment schedule would be:

  • 179 payments of $1,044.91 at an interest rate of 3.125%
  • 1 payment of $1,045.66 at an interest rate of 3.125%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate APR Pts
3.125% 3.185% 0%

7 Year Adjustable Rate

Projected Payment Schedule

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $150,000 and an estimated property value of $200,000. The property is located in OK and is within Oklahoma county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.250% initial interest rate, the APR for this loan type is 3.081%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 84 payments of $652.81 at an interest rate of 3.250%
  • 275 payments of $628.36 at an interest rate of 2.875%
  • 1 payment of $628.82 at an interest rate of 2.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate APR Pts
3.25% 3.081% 0%

FHA Financing

FHA mortgages are designed to provide low down payment financing and are a great option to consider if you are trying to finance a new home with as little cash as possible. A fixed rate mortgage provides the security of a monthly payment that won't change.

FHA 30 Year Fixed Rate

Projected Payment Schedule

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $98,188 and an estimated property value of $100,000. The property is located in OK and is within Oklahoma county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.750% interest rate, the APR for this loan type is 4.793%. The payment schedule would be:

  • 12 payments of $522.50 at an interest rate of 3.750%
  • 12 payments of $521.22 at an interest rate of 3.750%
  • 12 payments of $519.90 at an interest rate of 3.750%
  • 12 payments of $518.52 at an interest rate of 3.750%
  • 12 payments of $517.09 at an interest rate of 3.750%
  • 12 payments of $515.60 at an interest rate of 3.750%
  • 12 payments of $514.06 at an interest rate of 3.750%
  • 12 payments of $512.46 at an interest rate of 3.750%
  • 12 payments of $510.80 at an interest rate of 3.750%
  • 12 payments of $509.07 at an interest rate of 3.750%
  • 12 payments of $507.28 at an interest rate of 3.750%
  • 12 payments of $505.42 at an interest rate of 3.750%
  • 12 payments of $503.49 at an interest rate of 3.750%
  • 12 payments of $501.49 at an interest rate of 3.750%
  • 12 payments of $499.41 at an interest rate of 3.750%
  • 12 payments of $497.25 at an interest rate of 3.750%
  • 12 payments of $495.00 at an interest rate of 3.750%
  • 12 payments of $492.68 at an interest rate of 3.750%
  • 12 payments of $490.26 at an interest rate of 3.750%
  • 12 payments of $487.75 at an interest rate of 3.750%
  • 12 payments of $485.15 at an interest rate of 3.750%
  • 12 payments of $482.44 at an interest rate of 3.750%
  • 12 payments of $479.64 at an interest rate of 3.750%
  • 12 payments of $476.72 at an interest rate of 3.750%
  • 12 payments of $473.70 at an interest rate of 3.750%
  • 12 payments of $470.56 at an interest rate of 3.750%
  • 12 payments of $467.30 at an interest rate of 3.750%
  • 12 payments of $463.91 at an interest rate of 3.750%
  • 12 payments of $460.40 at an interest rate of 3.750%
  • 11 payments of $456.75 at an interest rate of 3.750%
  • 1 payment of $458.15 at an interest rate of 3.750%

The monthly payment amounts quoted include the mortgage insurance premium.

Mortgage insurance is required for most FHA loans. The monthly mortgage insurance premium is calculated based on the average annual outstanding balance, so it will vary from year to year.

$454.72
$67.78
$522.50

The actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate APR Pts
3.75% 4.793% 0%

Jumbo Financing

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed rate loans we offer.

Jumbo 30 Year Fixed Rate

Projected Payment Schedule

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,000 and an estimated property value of $700,000. The property is located in OK and is within Oklahoma county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 4.250% interest rate, the APR for this loan type is 4.260%. The payment schedule would be:

  • 359 payments of $2,459.70 at an interest rate of 4.250%
  • 1 payment of $2,459.45 at an interest rate of 4.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate APR Pts
4.25% 4.26% 0%
A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

Jumbo 15 Year Fixed Rate

Projected Payment Schedule

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $500,000 and an estimated property value of $700,000. The property is located in OK and is within Oklahoma county. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 30 days and the assumed credit score is 740.

At a 3.750% interest rate, the APR for this loan type is 3.768%. The payment schedule would be:

  • 179 payments of $3,636.11 at an interest rate of 3.750%
  • 1 payment of $3,636.55 at an interest rate of 3.750%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Rate APR Pts
3.75% 3.768% 0%
Senior Vice President, Mortgage Loan Officer
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663412
Oklahoma City and Edmond Areas
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210604
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NMLS #
1019199
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663424
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NMLS #
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NMLS #
595241
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266887
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NMLS #
641933
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