Adjustable Rate Mortgages

Lower interest rates make homes more affordable

Adjustable Rate Mortgages provide low interest rates for homebuyers who intend to stay in their home for five years or less. After one, three or five years, the rate adjusts annually up to a maximum amount. Because initial monthly principal and interest payments for the first year or more are also lower, you may qualify for a larger loan amount.

Features:

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Short or long-term amortization
Interest rate can be tied to various indices, such as U.S. Treasury Securities, LIBOR, Wall Street Journal Prime Rate
Interest rate has caps annually and over the life of the loan
Loans start as low as $30,000

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HOME EQUITY
Whether you need money for remodeling, travel, college, debt consolidation or anything else, a home equity loan is a great way to finance your dreams.

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