The SNB Visa Business CheckCard is currently in development stages. The Visa Business CheckCard will allow you to give your trusted personnel a CheckCard to make small purchases like:

• Office Supplies
• Postage Stamps
• Business Development Lunches
• Janitorial Supplies
  ....and more!

Easier and more secure than cash or checks, but works like a check -- purchases are automatically deducted from your checking account.

Advantages:

• Use it anywhere Visa debit card is accepted
• The purchasing power of a check, with no verification hassles
• Safe, secure, convenient way to buy anything
• Funds come directly from your primary checking account
• Your Business CheckCard is also an ATM card. You get free access to any SNB ATM
• View transactions via SNB's Business Online Banking, as well as, monthly statements

Convenience Fees:
All ATM Withdrawals and Inquiries are FREE at SNB-owned machines. Business deposits at ATMs are not accepted.

Non-SNB ATM Transactions Only:

ATM Deposits	Not Accepted
ATM WIthdrawal Fee*	$1.50
ATM Inquiries Fee	$1.50
*A transfer of funds is treated as a withdrawal

Other Fees:

Visa Business Card Issuance Fee	None
Visa Business CheckCard Replacement Fee Visa Business CheckCard Monthly Fee	$5.00 None