Fixed Rate Mortgages

Fixed Rate Mortgages allow you to establish an interest rate and monthly payment for the term of the loan. If you plan to remain in a home for seven years or more with the same mortgage, a fixed rate loan offers protection from rising interest rates.


  • Use it for purchases or refinance with various terms.
  • Monthly principal and interest payments remain the same over life of the loan. 
  • No penalty for prepaying your loan.

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  • Use it for your primary residence, a second home or income property.
  • Loan amounts start at just $30,000.


When to Choose a Fixed Rate Mortgage:
  • You believe interest rates are low and they could rise in the next few years.
  • You want a fixed monthly payment.
  • You plan to stay in your home for over seven years.

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 Member FDIC      NMLS #418532