SNB provides a variety of accounts and services to give you easy, flexible access to your money.

Checking
Choose your account option to meet your style of banking.

Certificates of Deposit (CDs)
Ability to earn higher interest with the flexibility to set the term to meet your needs.

Money Markets
Earn competitive interest and still have access to your funds if you need them.

Savings
A great way to get in the habit of saving for the future.

SNB Visa CheckCard
Conveniently make everyday purchases and get cash at ATMs.

Online Banking
It's easy to access your SNB accounts, pay bills or transfer money between accounts 24 hours a day, 7 days a week. Try our demo!

Overdraft Allowance
An overdraft protection service that gives you peace of mind if you accidentally overdraw your account (or you miscalculate your balance).

Allpoint ATM Network
Have access to thousands of fee-free ATMs nationwide. 

eStatements
Go paperless with eStatements. There's no charge for signing up.

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SNB's Overdraft Allowance

An overdraft fee of $30.00 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (two free days per statement cycle; fee not applicable in Texas). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means if you choose to "Opt in" with an authorization for SNB to pay overdrafts on ATM and everyday debit card transactions. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.

Opting in for ATM and everyday CheckCard transactions means SNB may authorize those transactions. If you do choose to have such transactions authorized for overdraft payment, you may REVOKE the agreement at any time. Call 1.888.762.4762 during normal business hours for additional information. Joint owners of the account may revoke the agreement.