Commercial Checking at SNB provides earnings credit for the deposits you keep in your account. You earn market rate credit, but are charged only for the services you use.
An overdraft fee of $27.00 is charged on each item paid. Plus a daily fee of $3.25 is charged for each day an account is in overdraft status (except Texas consumers). Fees may be triggered by overdrafts created by check, in-person withdrawal, ATM withdrawal, POS or other electronic means. Account must be brought to a positive balance once every thirty days or demand will be made for payment of the negative balance including any overdrafts. Whether your overdrafts will be paid is discretionary and SNB reserves the right not to pay. For example, SNB typically does not pay overdrafts if your account or any loan with us is not in good standing, or you are not making regular deposits, or your account is subject to any legal or administrative order or levy.
