You earn 1 point for every $2 for each signature-based debit transaction.

Some transactions may earn more points with SNB merchant partnerships. Log into your account for a complete list of participating retailers.

You earn points everywhere your card is accepted for signature-based debit transactions. Visit www.uchooserewards.com for a list of local merchants who often give additional points when you shop with them. 

Yes, all cards within an acount automatically earn points together. If you have multiple debit accounts with SNB, you can also link them together to earn rewards even faster. Visit the Profile Page to link more accounts to your program.

It's your choice! You can choose from millions of options, whether its products, gift cards to thousands of online stores, event tickets, or more! Simply visit the Redeem Points page and click on the category that suits your interests.

We keep track of all the points you earn and will help you find just what you're looking for when you're ready to redeem. We even have a Wish LIst that will help you track when you've earned enough to redeem a specific item.

You can access the history of your point activity on the Point Details page.

It may take up to 30 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 30 days, please contact an SNB Financial Services Advisor at 1.888.762.4762 for assistance. 

For SNB Personal account cardholders:
Membership in UChoose Rewards is available for SNB Personal account cardholders who pay the $1.25 monthly UChoose Rewards fee. For eligibility questions, please contact an SNB Financial Services Advisor at 1.888.762.4762.

For SNB Business account cardholders:
There is no cost. Membership in UChoose Rewards is absolutely free for SNB Business account cardholders.

 An authorized individual from the business must submit the Redemption Authorization Form telling us which cardholder(s) have redemption rights. 

If you have been reissued an SNB Visa CheckCard, you will need to register your new CheckCard at www.uchooserewards.com, even if your previous card was registered. The quick, two-step registration process is the same however, you will not lose your rewards points from your previous card. You will also need to re-link any prior SNB accounts to the new Visa CheckCard as well. 

The maximum amount of UChoose points is 1000 for each signature-based transaction.